Call Us: (423) 626-7261 or Toll-Free: (800) 201-6967

Facts:

What does First Century Bank do with your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security Number
  • Payment history
  • Transaction history
  • Transaction or loss history
  • Credit history
  • Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Century Bank chooses to share; and whether you can limit this sharing.

Download our Privacy Policy

Download


Questions?

(423) 626-7261

Reasons we can share your personal informationDoes First Century Bank Share?Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes -
to offer our products and services to you
NoWe don't share
For joint marketing with other financial companies NoWe don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes -
information about your creditowrthiness
NoWe don't share
For nonaffiliates to market you NoWe don't share

What We Do

How does First Century Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Century Bank collect my personal information?

We collect your personal information, for example, when you:

  • Deposit Money
  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Give us your contact information

We collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Century Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First Century Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Century Bank does not jointly market.

Rev January 2020