Privacy Information Policy
Facts
What does First Century Bank do with your Personal Information?
Who?
Who is providing this notice? First Century Bank
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number
- Payment history
- Transaction history
- Transaction or loss history
- Credit history
- Overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
Revised 2025
Privacy Policy
Download the official First Century Bank Privacy Notice (PDF).
Questions?
Contact us for more information regarding our privacy practices.
or Toll-Free
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Century Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does First Century Bank Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - information about your creditowrthiness | No | We don't share |
| For nonaffiliates to market you | No | We don't share |
What We Do
How does First Century Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Century Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an Account
- Apply for a loan
- Give us your income information
- Provide employment information
- Give us your contact information
We collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit:
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market you
- sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Claiborne Holding Company, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- First Century Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- First Century Bank does not jointly market.
