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Certificates of Deposit & IRAs


Certificate of Deposit

Get peace of mind with an FDIC insured CD and guaranteed rate of return on your money so when you find that great interest rate, you don’t have to let it go. When you invest in a fixed-term CD, your interest rate is guaranteed for the entire term of the account.

A CD is an excellent way to earn higher yields when you don’t need day-to-day access to your money. Let us help you set up a term that fits your needs today!

  • Competitive Fixed Rates
  • A wide range of Terms are available
  • Automatic Renewal available

Interest Payment Options

  • Add back interest to your CD, so your interest can earn interest
  • Automatically deposit into a checking, savings, or money market account
  • Interest may be paid Monthly, Quarterly, Semi-Annually, or Annually

* A penalty for early withdrawal may apply.

Individual Retirement Account

Individual Retirement Accounts (IRAs) are accounts that can provide tax benefits to individuals and help in saving for retirement. No one can predict the future, but you can start ensuring a brighter retirement by investing in an IRA from First Century Bank. Our staff can help make sure you set up the IRA that is just right, and take advantage of smart financial strategies that make the most of your money!

  • Traditional IRA
  • Roth IRA
  • Competitive Interest Rates
  • A wide range of Terms are available

In addition to our CDs and IRAS, we also offer a full range of financial products & services through Denton Financial Group.

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