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Business Loans


Commercial Loans

Whether you are looking to buy, build, or renovate your property, First Century Bank has the right loan program for you. We offer competitive rates and flexible terms for real estate loans of all types and sizes. You can also refinance your existing loan with us and save money on interest and fees. If you need to purchase or upgrade your equipment, machinery, or vehicles, we have loans that can help you grow your business and increase your productivity. And if you need extra cash flow for inventory or working capital, we have short-term and long-term options to suit your needs. At First Century Bank, we are committed to helping you achieve your financial goals with our wide array of loan programs.

Line of Credit

If you need extra funds to grow your business, consider a Line of Credit from First Century Bank. This Business Line gives you the flexibility to borrow what you need, when you need it, and only pay interest on the amount you use.

Some of the benefits of First Century Bank’s Business Line of Credit are:

  • Competitive interest rates
  • No annual fee

Farm & Agricultural Loans

For more than a century we’ve been the bank of choice for our farmers and we have a long history of supporting our agricultural clients with their financial needs. Whether you need to buy new land, construct new facilities, acquire livestock, or upgrade your equipment, we have the right loan for you. Our experts will work with you to find the best solution for your situation and help you achieve your goals.

  • Land Purchase Loans
  • Buildings, Warehouses, & Garage Construction
  • Livestock
  • Equipment Purcahses

Additional Information

We offer a wide array of lending programs with the flexibility that comes from local bankers.

  • 24 Hour Answers
  • Personalized Service
  • Local Decision Making
  • Flexible Rates & Terms

First Century Bank has been a working partner with businesses in our community for more than a century. Get the loan that’s right for you!