Call Us: (423) 626-7261 or Toll-Free: (800) 201-6967
Business Services


Business Credit Cards

Take advantage of First Century Bank’s new credit cards from a name you can trust.

  • Option 1: Platinum Cash Back – Earn 1% cash back on all purchases up to the first $100,000 in annual spending – $79 annual fee.
  • Option 2: Platinum – Give yourself the buying power of Platinum with a low spending rate and valuable cardmember benefits – No annual fee.

Cash Management

Cash Management simplifies your job and offers you more control and gives you the advantage of creating withdrawals or payments to and from accounts from any financial institution.

Virtual Teller

Virtual Teller is a one-stop solution that includes electronic payment processing, online reporting, and risk management services

Merchant Services

Give your customers the convenience of choosing which method of payment is easier for them and help increase sales for your business.With Merchant Services, you can accept credit cards, debit cards, gift cards, and electronic checks to help improve your cash flow and simplify your processing.

  • Customer Convenience
  • Increased Sales
  • Customized Program
  • Quick Availability of Funds
  • Improved Cash Flow

Century Business Sweep

As a business owner, you’re always looking for ways to increase the productivity of your employees. Why not do the same for your money?


Access your accounts anytime with our touch-tone telephone banking. This easy to use system lets you transfer funds, find out your immediate balance, hear transaction history and so much more!

Night Depository

Deposits can be made anytime day or night in any of our conveniently located night depository receptacles.

  • Easy and Secure
  • Improve Cash Flow
  • Credit on the next business day.

Lockbox Services

If you’re tired of worrying about preparing your daily deposits and getting it to the bank, let us do it for you! We will retrieve your mail from the post office every business day, prepare your deposit, and report back to you so you can update your records.

  • Decrease Mail
  • Faster Access to Funds
  • Cut Down on Postal Delays
  • Reduce in-house labor costs
  • Improved Employee Efficiency

Additional Services

At First Century Bank, we are committed to providing more than just the standard services and strive to provide our customers with any and every convenience they may need. With that in mind, we have many services to help you with all your banking needs.