Call Us: (423) 626-7261 or Toll-Free: (800) 201-6967
Your New Home Starts Here

At First Century Bank, we offer a variety of mortgage banking products with competitive rates to suit your needs.

Mortgages

From our competitive rates to great personal service, our First Century Bank Mortgage Team is there to assist you in the home buying process. First Century Bank offers a variety of loan terms to help you get the financing you need whether you are purchasing your first home, or refinancing your current home.

Loan Products

  • FHA
  • VA
  • USDA
  • Conventional FannieMae (FNMA)
  • Manufactured Homes through FreddieMac

Product Features

  • Long Term Fixed Rate
  • Adjustable Rate Mortgages
  • Low Down Payment Options

  Learn about the Mortgage Process

Home Equity Line of Credit

First Century Bank believes that life is an adventure and we want to be there with you every step of the way. Too many credit cards? Home Remodel? Vacation? Our Home Equity Line of Credit provides you with the money you need to consolidate debt, remodel your home, or even take a vacation using the equity you have established in your home.

Home Construction Loans

Looking to build your dream home? Let First Century Bank help you finance the process from start to finish. We offer many competitive rates and terms to help you build on a solid foundation.

Megan Zielinski

Megan Zielinski

Mortgage Loan Officer
NMLS # 1530364

  2969 Maynardville Hwy
Maynardville, TN 37807

  865-992-8050

Awards

Banks Street Partners Ranking Bauer Financial 5-Star Rating Silver Premier Partner with the Knoxville Chamber of Commerce Readers Choice Best of the Best
 Schedule an Appointment      COVID-19 Response

Take a moment and fill out the form below and we'll get back to you.

Remember: Confidential and sensitive information such as account numbers should not be communicated via e-mail.

NOTE:

If you are seeking information about an Advance Refund through Turbo Tax, you will need to contact First Century Bank N.A. located in Georgia. We are not associated with this financial institution.