Making Sense of your Cents
Talk With a Local Banker
Podcasts are a great starting point, but every financial situation is unique. Stop by any branch to sit down and run through your personal numbers.
Our Goal
Clear Financial Confidence for Real Families
Our goal is simple: to give our community clear, trustworthy money advice that helps you build a better financial future, one short episode at a time.
Feeling overwhelmed by your finances, or wishing you had clear, practical advice from a trusted source? Welcome to Making Sense of your Cents, the weekly podcast from First Century Bank designed to give you actionable financial confidence.
Join hosts Daniel Hill and Shanna Browning as they cut through confusing jargon to help you make sense of everyday money. Across our first 50 episodes, we’ve covered practical financial milestones for real families:
Season 1: Foundations
Understanding credit scores, realistic budgeting, APY vs. APR, combining finances in marriage, and building foundational emergency savings.
Season 2: Milestones
Navigating tax deadlines, car loans, escrow adjustments, vacation sinking funds, teaching kids about money, investments, and estate planning essentials.
Season 3: Looking Ahead
Episodes Dropping Weekly!
Season 2 has wrapped up and now Season 3 is playing! We’re preparing fresh conversations on hidden traps like “Buy Now, Pay Later” apps, the realities of co-signing, modern bank imposter scams, and behind-the-counter topics like BSA and anti-money laundering compliance.
Have a question you’d like answered?
Confused about a banking term or navigating a financial decision? Daniel and Shanna address community questions on upcoming episodes.
New Here? Recommended Starting Points
Topic: Credit Scores
Topic: Mortgages & Escrow
Topic: Fraud Prevention
Daniel Hill
With nearly 20 years in the banking industry, Daniel’s career began at a small community bank, a foundation that instilled a community-first mindset. He joined First Century Bank in 2013 and now serves in the unique dual role of Security Officer and Marketing Coordinator.
This position gives him a special perspective. His marketing experience drives him to break down complex financial topics into clear, understandable information. As Security Officer, he is on the front lines against fraud, which fuels his passion for educating the community on how to spot scams and protect themselves.
Though not a native, Daniel has called East Tennessee home since 2007. He is dedicated to empowering listeners with the knowledge they need to feel safe and confident in their financial lives.
Shanna Browning
As a proud East Tennessee native, Shanna has dedicated her entire 33-year career to serving the financial needs of her community.
Her journey in banking has given her a unique 360-degree perspective, with experience in roles ranging from the teller line and loan processing to private client lending and 401k specialization. In her current role as Community Outreach Manager for First Century Bank, she focuses on empowering her neighbors through financial knowledge. This diverse background has provided her with a deep understanding of the questions and challenges people face every day.
Deeply committed to her home, Shanna is actively involved in numerous local organizations, including Dogwood Arts and the Alzheimer’s Association, and is an alumna of Leadership Knoxville. She is dedicated to helping listeners build the confidence to take control of their financial lives.
